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Every client who accepts credit card payments receives a uniquely crafted merchant account solution delivered by our payments team.



We understand that this industry is ever-changing, and that’s why we are always there to support and guide your company in any situation.


With 18+ years’ experience in the e-commerce/mail order payment processing space, we can honestly say we understand your industry better than most. We try to separate ourselves from other merchant account companies who specialize in EVERY industry rather than being an EXPERT in one industry. For us, we are exclusive to the direct selling industry and that’s what makes us your best partner. We don’t just get a merchant account for you. We provide your business with an ongoing support system. Our merchants decide how much involvement they want us to have in their business. For some clients, we become the payments arm of their company and manage all payment related issues including compliance, chargeback management, customer support improvement, and volume allocation.

  • Merchant Account Placement

If you are a start-up and need a merchant account or would like to add an additional merchant account to spread out your volume, MLM Processing will work with your team to review your offering, recommend changes that might be required by the card associations and issue merchant ids with our banks. We offer a robust gateway and reporting platform that has all the tools you will need to scale your business. Our proprietary tier 1 fraud suite is included with our gateway. The goal is to help you reduce the number of vendors you work with. We are integrated or can integrate with any CRM or MLM platform you would like to work with.

  • MLM Payment Processing Review

We offer a no-cost evaluation to existing MLM businesses who are looking for ways to reduce costs, streamline the number of vendors you work with to process payments, reduce fraud, expand globally, or migrate from a legacy platform to a scalable billing solution. For Multi-level marketing merchants, changing credit card processors can seem too cumbersome to even consider. And merchant banks are VERY aware of this. During the initial set up of your Internet merchant account, you were most likely considered an internet start-up or a high-risk account. Discount rates, gateway fees, and volume caps might have been pre-set based on that criterion. This is where our company can help you. We will look at the total picture which includes reviewing your current platform, evaluate your actual costs and your chargeback performance and company growth pattern. Based on this criterion, we will offer our recommendations. By implementing some or all of our customized recommendations, you should see a savings of approximately 5-50% in both soft and hard costs. For mid to large-sized e-commerce merchants, this represents thousands of dollars in annual savings.

  • Merchant Account Manager™

High volume merchants quickly find that managing their merchant account relationship(s) can be a full-time job. Also, dealing with processing account reps can be frustrating and time-consuming. More so, businesses are being bombarded with emails and calls from merchant bank agents and software vendors trying to sell them the latest and great tools that WILL increase their bottom line. Our team has worked for some the leading domestic and offshore banks in the world. We know what your business needs and what platform and tools look pretty on the outside but lack value. We will work direct with your processors and ensure that your chargebacks ratios are being managed properly, educate you on new developments and conditions at the card association level, and make sure you are getting the best rates possible for the MLM vertical.

Did you know that by changing the way you send data to your processor can affect the number of transactions that downgrade? Processors don’t tell you this because they make more money on your non-qualified transactions. We analysis all your data and the way you present it to the bank.

  • Payments RFP Management

Processing technology has come a long way in the past 5-7 years. If you are considering reviewing alternatives to your current payment platform, let us help drive your RFP selection. After we do a review of your current system and determine what features you are looking to add and improve upon, we will help identify a group of providers that can meet your criteria.

  • MLM Global Expansion

Global Expansion is a key component for the majority of multi-level marketing and direct selling businesses. Our banks are located worldwide. Through a single integration to our platform, we can help you expand into different regions including Canada, South America and Europe. You can bill and settle in local currencies as well as accept local payments and bank transfers. Our services are offered a la carte. If you happy with your current US provider, we can work together on business outside the US. We do not require exclusivity. If your business has experienced issues in the US and would like to migrate your transactions to an Offshore partner, we will walk you through the process and get the accounts live. TMF is not an issue for us.

  • Risk Management

We have the industry knowledge to help merchants reduce fraud, manage current chargeback issues and implement best practices going forward. If you choose to use our gateway, our internal fraud tools including a negative database, AVS, CVV, Secure Code, velocity checks, bin blocking and more. Our goal is to help you increase conversions with clean transactions.


We can get 99% of all MLM businesses approved globally.

If you are looking for merchant account solutions , we are able to connect you with our preferred merchant account provider. Our relationship is direct with no middle man which means you get VIP access to the bank. As an additional benefit of using our merchant account solution, you will get FREE merchant account management for six months. We act as your advocate to ensure you get the best pricing and terms and remain as an ongoing resource to help you both launch and grow your business without fear of being terminated.

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